After a free initial consultation, the scope of our engagement is
determined. We offer the following services.

Comprehensive Financial Planning

We emphasize a holistic approach  to financial planning and consider all
aspects of your life before preparing your customized comprehensive
financial plan.

Time-constrained Financial Checkup

If your financial affairs are not too complex, this would be the most
cost-effective way of addressing your top-priority financial concerns and
goals. The deliverable of this service is a financial checkup report (t
wo or
three pages) of the strengths and weaknesses of your financial condition,
along with some recommendations for reaching your specified goals.

Hourly (two hours minimum for new clients) Advice

If there are specific issues you are concerned with, after reviewing your
monthly cash flow and assets-liabilities data, we focus on the topics of
your concerns. Often the process of reviewing the collected data may
reveal some other financial issues that we bring to your attention.

Recommendations made will be after the interactive questions and answers
required to gather the relevant data. We answer any questions you may
have about our recommendations.  

Customized Financial Education

We provide customized financial education to individuals and families, as
well as to small groups who have a similar financial profile. First we focus
on motivating you to learn; then we customize the subject matter to fit
your needs.

Annual Retainer

After an initial session, if you decide to have an ongoing advisor-client
relationship, we will monitor and evaluate your progress towards your
and respond to any issues or concerns that may have. We will make
investment and other financial recommendations based on the changing
macroeconomic conditions, your personal circumstances and your goals.

Financial Planning Services

Fee Only
Popular Discussion Topics

  • Cash Flow and Asset-
    Liability Analysis

  • Financial Risk Analysis

  • Paying off the Mortgage
    versus Investing

  • Investment Asset
    Location and Allocation

  • Tax planning

  • Retirement planning